关于借款合同汇总4篇
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关于借款合同【第一篇】
借款合同是当事人约定一方将一定种类和数额的货币所有权移转给他方,他方于一定期限内返还同种类同数额货币的合同。根据《合同法》、《商业银行法》的规定,借款合同一般应包括以下条款:
1、借款种类
借款种类主要是按借款方的行业属性、借款用途以及资金来源和运用方式进行划分的。针对不同种类的借款,国家信贷**在贷款的限额、利率等方面有不同规定,以体现区别对待、择优扶持的信贷原则。因此,借款合同一定要订明借款种类,它是借款合同必不可少的主要条款。
2、借款币种
借款币种即借款合同标的的种类。借款合同的标的除***外,还包括一些外币,如美元、日元、欧元等。不同的货币种类借款利率有所不同,借款合同应对货币种类明确规定。
3、借款用途
借款用途是指借款使用的范围和内容,即贷款在生产和再生产过程中与哪种生产要素相结合,它规定了贷款的使用方向。借款用途是由借款种类和条件所决定的,银行严格规定各种借款用途并**贷款的使用情况,有利于保证国家产业**的实施和国民经济的协调发展,同时也有利于保证贷款的安生性。
4、借款数额
借款数额,是指借贷货币数量的多少。任何合同都必须有数量条款,只有标的而没有数量的合同是无法履行的。没有数量,当事***义务的大小就无法确定,借款合同没有借款数额,就无法确定借贷货币的多少,也失去了计算借贷利息的依据,因此,没有借款数额条款,借款合同便不能成立。
5、借款利率
利率是指一定时期借款利息与借款本金的比率。利率的高低对确定借贷双方当事***义务多少至关重要,借款合同不能没有利率条款。
6、借款期限
借款期限是指借贷双方依照有关规定,在合同中约定的借款使用期限。借款期限应按借款种类、借款性质、借款用途分别确定。在借款合同中,当事人订立借款期限必须具体、明确、全面,以确保借款合同的顺利履行。
7、还款方式
还款方式,是指借款人采取何种结算方式将借款返还给贷款人。借款人一般可以采用一次结清和分期分批偿还,如果是分期的情况,应明确具体时间以及具体金额等。
8、违约责任
违约责任,是指当事人不履行合同义务时所应承担的法律责任。如果借款合同中缺少了违约责任条款,当事人的违约行为就失去了法律约束依据,当事人的**就失去了保障,合同履行将受到严重的影响。借款合同中约定违约责任条款对于督促当事人及时、正确、全面地履行合同,保护当事**益有重要意义,因此,也是合同的主要条款。
让人激动的一件事作文【第二篇】
从我出生的那一刻起,困难与挫折就开始陪伴我成长,最让我头疼的是折磨我很久了的恐高症。只要稍微有点高的地方头晕、双腿发颤。
我是一个比较坚强的孩子,从不肯向命运低头,**、病魔都不会使我害怕,何况着小小的恐高症,我一定要战胜自己,发自我内心的呐喊。
我增经尝试过一些小小的挑战,比如:从高山上往下看,**过小桥、从天桥上看汽车。最令我自豪的是哪一次??
妈妈带我游南郊公园,这儿有一项极端的挑战运动??溜索,我来到架台前,看着那高耸入云的铁索,听着那正在玩溜索的人们的`尖叫,我不紧抓住了妈**手,妈妈心疼的说:“孩子,你玩不了这个,太高了!”我知道我是妈**心肝,我不能让妈妈担心,想着想着,我开始害怕起来,但是如果我不玩,就等于我屈服了、失败了,于是,我放开了妈**手,大声说:“我要玩!我要玩!”因为我知道我不可能一辈子抓着妈**手,我坚定的走到架台前去。
妈妈微笑着说道:“好样的!”时间一分一秒的过去了,安全带已经系好了,突然,铁索动了,我被抛向天空,我尖叫着,呼喊着,我的心“咚咚”的跳,“不!不要!”我大叫起来,我状着胆子睁开眼睛,好美啊!远处的一草一木尽收眼底,我从未看过如此宽广的美,那一刻我知道了,高空并不是可怕的,而是一个更加美好的一个世界
我回到地面,心中充满喜悦之情,我真想对天空高喊,我终于战胜了!战胜了折磨我好久的恐高症,我感叹到:从高处看世界,世界是美好的!
英文的邀请函【第三篇】
To Whom It May Concern,
This letter is to invite Mr. xx xx’s as a visiting scholar to the University of xx. Mr. xx, born in December xx, 19xx, comes from the School of xx, University xx, where he is currently a student. I have communicated with Mr. xx for several times and can attest that his English level satisfies our requirements for a visiting scholar.
Mr. xx’s visit period will be up to 18 months, from September, 20xx to February, 20xx.
Mr. xx’s expenses in the US including travel, living and health-care for the duration of his visit will be fully covered by the China Scholarship Council. There is no tuition requirement for visiting scholars.
Mr. xx will focus, during his stay at xx, on the mobile internet applications and the location based services under my supervision. Mr. xx’s visit will help several ongoing projects. He will collaborate with other team members under my advice, as well as my students.
Please facilitate the paper work necessary to process his visit.
Thank you very much.
Sincerely,
xxxx
英文的邀请函【第四篇】
From Triple WAVE Sdn。 Bhd A-5-9 Empire Tower, SS 6 Subang Jaya, 47500, Selangor, Malaysia
Dear Visa Officer, We would be grateful if a business visa could be granted for China Research Institute of Electronic Engineering, to visit Malaysia on Monday February 5 through February 20, 20xx。 During this trip he will meet with our pany representative to discuss the sale and distribution of Digital CCTV Surveillance Solutions, Access Control System and Security Alarm System and other munication solutions。 China Research Institute of Electronic Engineering is financially reonsible for the applicant’s visit and undertakes to ensure that that he will abide by the rules and regulations of the Malaysia Sincerely, Mr。 Samir Senior Vice President Triple WAVE Sdn。 Bhd
Consulate General of Malaysia Consular Section Dear Visa Officer, We are cordially inviting China Research Institute of Electronic Engineering to visit Malaysia on Monday April 3 through April 7, 20xx。 During this trip he will meet with our pany representative to discuss the sale and distribution of products。 Sincerely, Barry G。 Hart Senior Vice President East Coast Promotions, Inc。From Triple WAVE Sdn。 Bhd A-5-9 Empire Tower, SS 6 Subang Jaya,
47500, Selangor, Malaysia